Terms & Conditions

The Employer Benefit Solutions website is provided for general informational purposes to help employers learn about ICHRA, group health, and related employee benefits strategies. By accessing this site, you agree to use it for lawful purposes and in a manner consistent with these Terms.

Employer Benefit Solutions provides benefits advisory services, including guidance on ICHRA design, traditional group health plans, and broader employee benefits planning. Where applicable, services are provided by a licensed insurance professional. Information presented on this site is intended to support, not replace, a personalized consultation.

Plan availability, pricing, eligibility, and features vary by carrier, state, and individual circumstances. Nothing on this website constitutes an offer or guarantee of insurance coverage, premium amount, or qualification for a specific plan.

Use of this website, submission of a contact form, or initial conversations do not create an advisory or client relationship. A formal advisory relationship is established only after a written agreement or engagement is in place.

Services and certain plan options may not be available in every state. We will let you know if your location affects the options we are able to discuss with you.

Employer Benefit Solutions is an independent benefits advisory firm and is not affiliated with, endorsed by, or sponsored by any federal or state government agency.

All content on this website, including text, graphics, logos, and design elements, is the property of Employer Benefit Solutions or its licensors and is protected by applicable intellectual property laws. You may view and share content for personal, non-commercial purposes, but may not reproduce or republish it without written permission.

You agree not to misuse the website, attempt to disrupt its operation, access it through automated means without permission, or use it to transmit unlawful or harmful content.

To the fullest extent permitted by law, Employer Benefit Solutions and its representatives are not liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on its content. Information on the site is provided “as is” without warranties of any kind.

We may update these Terms periodically. Continued use of the website after changes are posted constitutes acceptance of the updated Terms.

Questions about these Terms can be sent to hello@employerbenefitsolutions.org.