Smarter Health Benefit Solutions for Growing Businesses
Employer Benefit Solutions helps small and mid-sized businesses find the right fit — whether that's traditional group health, a level-funded plan that could put money back in your pocket, or a flexible ICHRA strategy that gives your employees more choice. Independent guidance, no obligation.
What We Help With
Benefits guidance built around your business
Fully Insured Group Health
Traditional employer-sponsored health coverage from leading carriers. Predictable premiums, easy administration, and a benefits package your employees recognize and trust.
Level-Funded Plans
A smarter alternative to fully insured group health. Pay a fixed monthly amount — and if your team stays healthy, you could receive a refund at renewal. Ideal for groups of 5–100 employees.
ICHRA (Individual Coverage HRA)
A flexible, IRS-compliant benefit that lets you set a monthly reimbursement budget and let employees choose their own individual health plan. No group policy, no renewal surprises.
Ancillary Benefits
Round out your benefits package with dental, vision, life, and disability coverage — bundled for easy administration alongside your medical plan.
Voluntary Benefits
Offer employees valuable supplemental coverage like critical illness, accident, and hospital indemnity — at no direct cost to your business.
Self-Funded & Stop-Loss
For growing mid-size employers ready for more control and transparency over their health spend, with stop-loss protection to cap catastrophic claims exposure.
Why Employers Consider ICHRA
A modern alternative worth understanding
An Individual Coverage HRA (ICHRA) lets employers reimburse employees for individual health insurance premiums on a tax-advantaged basis. For many growing companies, it offers a structured way to provide meaningful benefits without the unpredictability of traditional group renewals.
- More flexibility than a one-size-fits-all group plan
- Defined-contribution approach — you set the budget
- Can be a strong alternative to traditional group coverage
- Helps employers manage and predict benefits costs
- Allows employees to choose individual plans where appropriate
- Tax-advantaged reimbursements for qualified premiums
Who We Work With
Built for employers, not for everyone
Small Businesses
Teams of 2–50 establishing benefits or refining what they already offer.
Rising Renewal Costs
Employers facing double-digit increases on their current group plan.
Growing Companies
Scaling teams that need a benefits structure built for expansion.
Reviewing Current Benefits
Owners who want a second opinion before the next renewal cycle.
First-Time Employers
Companies offering health benefits to employees for the first time.
Multi-State Workforces
Distributed teams where individual coverage may simplify administration.
Simple Process
Four straightforward steps
Tell us about your business
Share basics about your team, current setup, and what you're looking to solve.
Review goals and budget
We'll walk through priorities, cost targets, and what's driving the conversation.
Explore your options
Compare ICHRA, group health, and hybrid strategies side by side — no pressure.
Build a strategy that fits
Move forward with a benefits plan tailored to your team and your timeline.
Why employers choose us
A trusted partner for your benefits decisions
Tailored guidance
Recommendations built around your team — not a template.
Employer-focused
We work with the people running the business, on your terms.
No-pressure consultation
An honest conversation about what fits, with no obligation.
Independent perspective
Options from across the market, evaluated on your priorities.
Get Started
Request your free benefits review
Tell us a bit about your business and a benefits advisor will reach out within one business day to schedule a no-pressure, no-obligation consultation.
FAQ